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Rebuild your Credit with Calgary Car Loans
 Credit
Problems or Issues?
Do you want to re-establish or establish your credit and do
not know where to begin? We can both advise and help you
re-establish your credit with an
Auto Loan.
Collections,
Bankruptcy, Lien, Judgment, Write Off, Repossession,
Foreclosure ... to name a few major credit problems that
must be addressed on your Equifax and Trans Union credit
report (also called credit bureau). This is the only way a
credit score will ever increase enough for you to get a loan
with a good interest rate especially for a Mortgage or Auto
Loan. The BEST way to re-establish your credit is to take
on a loan and pay it off. We will illustrate how to get the
loan and save you thousands of dollars in interest while
paying off your loan.
Many Canadians falsely believe
that if they wait long enough after their credit issues
occur, they will qualify for a loan with low interest
rates. This is not the case. While most credit issues
remain on your credit bureau for seven years, once they are
removed, you find yourself in a situation of having No
Credit! No credit is viewed as worse than bad credit
because the lender has no background information to consider
while deciding on your loan. So once again, you may be
approved, but with high interest rates.
Two examples of interest rates
saved when reports are cleaned up and repaired. The top one
is a 30 year mortgage at only $100,000. The second one is a
regular five year loan at only $20,000
$100,000 home with a
30-year mortgage
|
Credit Status |
Rate |
Payment |
Cost of Bad
Credit
|
|
Great |
7% |
$665.30 |
$0.00 |
|
Average |
9% |
$804.62 |
$50,155.24 |
|
Bad |
12% |
$1,028.61 |
$130,791.63 |
|
Credit Status |
Rate |
Payment |
Cost of Bad
Credit |
|
Great |
8% |
$405.52 |
$0.00 |
|
Average |
13% |
$455.06 |
$2,972.40 |
|
Bad |
20%
|
$529.87 |
$7,461.00
|
$20,000 with a 5-year loan
Many people are now turned down for jobs, homes, apartments
and even car insurance if the credit reports are bad so the
effect of credit on our lives is very real and hits home the
minute you find out that you can't do something you normally
would not think twice about. Your biggest decision should be
... do you want to make a change in your life that will help
you live the rest of it with some sort of pride in the
accomplishments you have the power to change.
We help people with credit problems every day. We will get
you a
Car Loan
at the best possible interest rate that your credit will
allow. We will then get you the vehicle of your choice that
matches your loan approval. We will keep in contact with
you and reduce your interest payments throughout the term of
your loan. We only deal with lending institutions that
report back to the credit agencies. This assures you that
your credit report will reflect all the payments you are
making and assure lenders such as credit card institutions
that your are a good potential customer.
Did you know that cleaning up your credit saves you
THOUSANDS of dollars ... and that is just in interest rates
on home and auto loans? You save even more on credit cards
and other revolving credit lines simply because you repair
credit reports.
If you are going to make the effort to fix your credit
then you should choose a company that makes every effort to
help you! We have been on the internet since 1996 and have
helped thousands of consumers get back on track with credit.
We are affiliated with a large Canadian Automotive Dealer
Group and many reputable franchises dealers. We utilize a
very wide and diverse group of lending institutions
including manufacturers, banks, and private lenders who
report back to the credit agencies. Be choosey when it
comes to something as important as your good credit. It
stays with you for a long time and it is definitely hard to
undue what another company has done. We back our integrity
with proof. Our only goal is to help you with your credit
problems. If you are looking to establish or re-establish
credit in Canada,
apply for a loan now.
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