|
|
Calgary Car Loan Privacy Policy
The following statement discloses the
privacy practices of CalgaryCarLoan.com. Because CalgaryCarLoan.com
wants to demonstrate its commitment to consumer privacy, we have
agreed to disclose our information and security practices.
CalgaryCarLoan.com Safeguard Policy
CalgaryCarLoan.com complies with all
government regulations in an effort to guard your personal data from
misuse. We undertake physical, electronic and procedural steps to
ensure your data is safe, and is only used for the purposes outlined
in our privacy policy and loan application.
Acceptance of CalgaryCarLoan.com Privacy Policy
By using CalgaryCarLoan.com’s services or web sites, you signify
your agreement to the terms and conditions of CalgaryCarLoan.com’s
Privacy Policy. If you do not consent to these terms and conditions,
are not a Canadian resident, or are under 18 years of age, please do
not use the site or CalgaryCarLoan.com services.
When you just visit one of our sites:
We use IP addresses to analyze trends, administer the site, track
user’s movement, and gather broad demographic information. IP
addresses and cookies are not linked to personally identifiable
information.
When you provide us with information:
You opt in:
1) Consent to contact: We ask for
consent to follow up with visitors regarding their application or
partially completed application.
2) Consent to seek loan approval: We ask for permission to pull
credit reports and search for an auto loan approval with banks on
our customer’s behalf.
We use this information to evaluate your applications, locate an
appropriate lender, provide you with high quality service, prevent
fraud and, with your consent, inform you of offers for other
CalgaryCarLoan.com services offered by third parties. We may also
use this information to confirm your identity when you call us to
inquire about your accounts. We also ask for information from our
visitors at other locations on our web site. This is considered
consensually given information and subject to the conditions of this
privacy policy.
Sharing Information
CalgaryCarLoan.com may disclose information about you to the
following types of third parties: CalgaryCarLoan.com affiliates;
service companies (companies that provide services to
CalgaryCarLoan.com in order to process your application); financial
institutions, and credit bureaus, collection agencies. Your
information is disclosed to the foregoing entities solely for the
getting a loan that meets your criteria. Outlined below is the
information shared with each type of third party and as appropriate,
your options.
• Sharing Information with Service Companies -- In order to provide
quality service, CalgaryCarLoan.com contracts with service providers
for essential roles in processing your application. We may disclose
some or all of the information we collect to these service providers
but only in order to obtain credit for you. All of
CalgaryCarLoan.com‘s service providers have entered into a contract
with CalgaryCarLoan.com that forbids them from using information
provided by CalgaryCarLoan.com for any purpose other than providing
the service for CalgaryCarLoan.com customers. CalgaryCarLoan.com
takes security precautions to monitor the use of the information and
prevent the use of the information for any other purpose.
• Information Sharing With Merchants -- CalgaryCarLoan.com does not
share any information with unrelated merchants for the purpose of
extending offers of goods and services without your consent.
• Information Sharing with Partners -- CalgaryCarLoan.com offers its
products in conjunction with financial institutions and other
businesses (collectively, CalgaryCarLoan.com Partners). By
completing a credit application with CalgaryCarLoan.com for the
purpose of locating a loan that meets your criteria, you agree to
the sharing of information with that partner. These relationships
are clearly stated in the application and by completing the
application you agree to the information sharing by
CalgaryCarLoan.com and the partner which may include: your name,
address, phone number, e-mail address, and personal financial
information.
• Credit Reports and Other Uses of Information -- In applying for
credit, you agree that we may request consumer credit reports from
one or more credit reporting agencies in connection with your
application and the administration of such application. You also
authorize us to exchange credit information concerning you or your
use of the Account with (and answer questions and requests from)
others, such as merchants, other lenders and credit reporting
agencies.
• CalgaryCarLoan.com does not knowingly offer its products and
services to minors. Similarly, CalgaryCarLoan.com does not collect
information about children.
Access to Account Information and Correction of Error Questions
CalgaryCarLoan.com is committed to customer service and privacy. If
you have any questions, comments or concerns regarding our Privacy
Policy and its implementation, please do not hesitate to e-mail us
at
info@CalgaryCarLoan.com
|
